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OUR ADVICE
To better assure you, follow our advice ...
Why insurance?
To be covered by an insurer's financing costs resulting from damage that you may incur or cause to other people.
What types of damage can be insured?
It is difficult to make an exhaustive list. Our daily life is filled with risks more or less important. There are those of our private life, and those our professional life.
Can you tell us what we can insure?
First of all your assets, whether homes, the contents of these homes (furniture, personal things, electrical equipment, hi-fi, computers, jewelry, valued belongings), automobiles ... In fact, everything that constitutes property you owned.
Then the physical damage to your person or members of your family whatsoever as a result of accidents or illness.
Finally personal injury or material that you (or your family) can cause to other people outside your family.
What are the main risks we may face?
Regarding your heritage, it may be a fire, explosion, a water damage, theft, a natural event such as an earthquake ...
For physical damage, injury or illness resulting in one death, disability or incapacity.
Finally, for damages caused to third parties, such as those resulting from an automobile accident, there may be many other events that may lead to your personal responsibility, like that of your family members (the damage caused by your child to another child in school for example) or that of your house employees, (the damage it can cause to the neighbors and the third parties for example during household work).
The market insurers offer different products designed to cover the risks of your private life.
Our job and our knowledge of local markets and its products is used to give you insurance that best meets your needs
What can you tell us about the risks of professional life?
It is here to address the risks associated with the profession (companies or professions). We find the same situations for individuals, ie protection:
From heritage, such as offices, factories, warehouses, etc.
From staff (death, disability, illness, maternity, retirement, work accidents…).
From civil liability arising from the exercise of the activity, but also because of malpractice and / or delivery of defective products causing injury to others.
Every job has special features, and it is not reasonable to define an insurance policy, as long as you do not have a good knowledge of its risks. For us, every insured person is a unique case and is dealt with specifically.
In order to better understand the needs and better manage insurance, each client has a consumer team composed of a customer relationships manager whose role is to listen to the customer, a technical accounts specialist responsible for the daily management of insurance policies, and an account claims manager whose role is the monitoring of claims' payments with insurers.
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References
